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" The district court docket also discovered that "[t]he proven fact that [the secured creditor] was not inclined to lend the Debtor dollars as being a heading concern isn't an equitable justification for denying it the conditions in the bargained-for default fascination fee."
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Wealthy Law is really a organization in Richmond, Virginia, helping purchasers in bankruptcy proceedings. Its attorneys present guidance through chapter 7 and chapter thirteen filings, representing debtors as they attempt resolution with creditors.
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The bankruptcy court also famous that there is a presumption in favor of applying the contractual default rate, but that presumption must be balanced versus any equitable considerations that could Restrict software of that charge.
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The district court also considered the "instances bordering the development of the Personal loan Settlement" and located that they supported the award of default price curiosity.
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When you are dealing with intense money challenges, bankruptcy can offer a path to personal debt aid and make it easier to get yourself a refreshing start.